Need an appraisal for an FHA-backed mortgage? Call Integrity Appraisal GroupIntegrity Appraisal Group is WA state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-secured loan, be sure to call Integrity Appraisal Group, as we are approved and qualified to perform FHA appraisals. A portion of the ongoing training our staff at Integrity Appraisal Group undergoes deals strictly with decoding the FHA's documentation and their rules and procedures. If you're in need of an report for an FHA loan, please contact us, and we'll be able to help you right away. An FHA loan is underwritten by the Federal Housing Administration, a federal organization that is a part of the U.S. Department of Housing and Urban Development (HUD). The lender takes care of all the loaned money; the FHA simply secures the loan by providing mortgage insurance in case the borrower defaults on his or her loan. Available to all buyers, FHA loan programs are built to aid credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Those with lower income or less starting capital to use as a down-payment on a loan are assisted the most from Federal Housing Administration loan programs. |